Access your earnings —
before payday

Domestic workers can access salary advances on a WhatsApp-based journey, underwritten through their work data.

50–150%of monthly salary
4 options3, 6, 9 or 12 month repayment
Hoursfrom apply to disbursal
100%WhatsApp-based journey
Why Payday

Built for India's domestic workforce

💬

No app needed

The entire journey — from application to disbursal — happens on WhatsApp. No downloads, no branch visits.

Money in hours

Once approved, funds are credited directly to your bank account within hours — not days.

🔒

Consent-first

We only access work data you explicitly share. No data is used without your knowledge or approval.

The ecosystem

How it all connects

Payday connects work platforms with regulated lenders to serve India's domestic workforce.

Work Platforms
Attendance · Earnings · Tenure
Society Management AppsHousing society platforms
Insta-Help PlatformsOn-demand home services
work data
Payday
AI underwritingWhatsApp journeyInstant disbursal
🏠50M+ domestic workers
loan capital
Lending Partners
RBI-regulated capital
NBFCsNon-banking lenders
BanksScheduled commercial banks
Regulated lendersRBI licensed
The journey

From WhatsApp to your bank account

Six steps, entirely on WhatsApp. No paperwork, no branch visits.

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01Basic DetailsName and phone number
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02KYCIdentity verification
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03Work SignalsAttendance, tenure, households served, earnings
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04Bank VerificationAccount details and statement check
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05DisbursalMoney in your bank within hours
🔄
06RepaymentUPI AutoPay or eNACH on salary date

Frequently asked questions

Just your KYC documents (Aadhaar/PAN), bank account details, and your work history from your employer platform — no salary slips or lengthy paperwork.

Payday is a Lending Service Provider (LSP). Loans are issued by regulated NBFC and bank partners after consent and eligibility checks.