Responsible credit for India's everyday workforce.
Payday is a Lending Service Provider enabling wage-linked credit with regulated lending partners, consent-led operations, and clear communication in local languages.
Mission
Expand fair access to short-tenor credit for domestic workers — without hidden terms or debt traps.
Operating principles
Consent first. Transparent fees. Dignified servicing. Strong compliance discipline.
Partnership model
Regulated lenders issue loans. Payday manages onboarding, servicing, repayments, and grievance routing.
From consent to credit
Users approve data use before eligibility checks begin. KYC and work data shared only with explicit consent.
Regulated NBFC and bank partners approve credit limits and loan terms based on verified work signals.
Payday supports repayment reminders, multilingual communication, and grievance redressal on behalf of lenders.