About Payday
We design responsible credit journeys for India's everyday workforce.
Payday is an LSP enabling wage-linked credit with regulated lending partners, consent-led operations, and clear communication in local languages.
Mission
Expand fair access to short-tenor credit without hidden terms or debt traps.
Operating principles
Consent first. Transparent fees. Dignified servicing. Strong compliance discipline.
Partnership model
Lenders issue loans; Payday supports onboarding, servicing, repayments, and grievance routing.
How Payday works
1
Worker consent and verification
Users approve data use before eligibility checks begin.
2
Lender decisioning
Regulated partner lenders approve limits and terms.
3
Servicing and repayment
Payday supports reminders, communication, and grievance redressal.