For lenders

Underwrite worker credit with structured, consent-led signals.

Payday supports lender partners with wage behaviour data, servicing workflows, and multilingual borrower support.

Borrower viewing loan approval on smartphone

Sourcing at scale

Tier-1 gated communities and gig platforms with verified employment data.

Underwriting insights

Tenure, earnings regularity, consent-led data, and repayment history.

Assisted collections

Aligned repayment cycles, reminders, and collaboration with community partners.

Partner with Payday

Payday is an LSP; regulated lenders own credit policy, underwriting decisions, and disbursal.