Privacy policy
Data is collected only for defined financial and compliance purposes.
Payday follows consent-led data handling aligned with lender partner requirements and applicable regulation.
What we collect
- Identity and contact details shared through form or WhatsApp onboarding.
- Employment and wage information shared with user consent.
- Transaction, repayment, and support interaction records.
How data is used
- Eligibility checks, servicing operations, and repayment communications.
- Fraud prevention, dispute resolution, and regulatory reporting.
- Product performance monitoring and quality improvements.
Sharing and rights
- Data is shared only with regulated lenders and authorized processors.
- Data retention follows legal, audit, and servicing requirements.
- For data requests, write to privacy@itspayday.in.